:root{--bg:#f7f8fb;--card:#fff;--text:#14213d;--muted:#5f6b7a;--line:#dfe4ea;--accent:#0a7a5b;--accent2:#dff5ec;--warn:#7a4d00;--warnbg:#fff5d8;--danger:#9d2637;--shadow:0 8px 30px rgba(20,33,61,.08);--radius:18px;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{color:#065f46;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}.container{width:min(var(--max),calc(100% - 32px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:68px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;text-decoration:none;color:var(--text);font-size:20px}.brand svg{width:34px;height:34px}.nav-links{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.nav-links a{color:var(--text);text-decoration:none;font-size:14px}.nav-links a:hover{text-decoration:underline}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:8px 10px}.hero{padding:58px 0 28px}.eyebrow{display:inline-flex;gap:7px;align-items:center;padding:6px 10px;border:1px solid #b8e2d3;background:#edf9f4;border-radius:999px;font-size:13px;font-weight:700;color:#08664e}.hero h1{font-size:clamp(34px,6vw,64px);line-height:1.03;letter-spacing:-.04em;margin:18px 0 16px;max-width:900px}.hero p{font-size:19px;color:var(--muted);max-width:760px;margin:0}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.calc{padding:24px}.calc h2{margin:0 0 4px;font-size:25px}.calc .sub{color:var(--muted);margin:0 0 18px}.fields{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.field label{display:block;font-size:13px;font-weight:700;margin-bottom:6px}.field input{width:100%;padding:12px 11px;border:1px solid #bdc6d1;border-radius:12px;font:inherit;background:#fff}.field input:focus{outline:3px solid rgba(10,122,91,.14);border-color:var(--accent)}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}.btn{appearance:none;border:0;border-radius:12px;padding:12px 17px;font-weight:800;font:inherit;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:8px}.btn-primary{background:var(--accent);color:#fff}.btn-secondary{background:#eef2f5;color:var(--text);border:1px solid var(--line)}.btn:hover{filter:brightness(.98)}.result{margin-top:18px;border-top:1px solid var(--line);padding-top:18px}.result[hidden]{display:none}.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.carrier{border:1px solid var(--line);border-radius:14px;padding:16px}.carrier.best{border-color:#86c9b2;background:#f4fbf8}.carrier h3{display:flex;justify-content:space-between;gap:10px;margin:0 0 8px;font-size:18px}.price{font-weight:900;font-size:23px}.pill{display:inline-block;border-radius:999px;padding:3px 8px;font-size:12px;font-weight:800;background:#e8edf2}.ok{background:#dff5ec;color:#075a44}.caution{background:var(--warnbg);color:var(--warn)}.no{background:#fde8ec;color:var(--danger)}.why{color:var(--muted);font-size:14px;margin:8px 0 0}.share{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}.share a,.share button{font:inherit;font-size:13px;border:1px solid var(--line);background:#fff;border-radius:10px;padding:7px 9px;color:var(--text);text-decoration:none;cursor:pointer}.trust{padding:22px}.trust h2{font-size:20px;margin:0 0 12px}.trust-list{display:grid;gap:12px}.trust-item{display:grid;grid-template-columns:34px 1fr;gap:10px}.trust-item strong{display:block}.trust-item span{color:var(--muted);font-size:14px}.notice{border:1px solid #eed18b;background:#fff9e9;border-radius:14px;padding:14px 16px;color:#5d4305;font-size:14px}.section{padding:38px 0}.section h2{font-size:clamp(26px,4vw,38px);letter-spacing:-.02em;margin:0 0 10px}.lead{color:var(--muted);font-size:18px;max-width:760px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.feature{padding:20px}.feature h3{margin:8px 0 6px}.feature p{color:var(--muted);margin:0}.icon{width:40px;height:40px;border-radius:12px;background:var(--accent2);display:grid;place-items:center;font-weight:900;color:var(--accent)}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff}table{border-collapse:collapse;width:100%;min-width:680px}th,td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--line)}th{background:#f2f5f7;font-size:13px}td{font-size:14px}.source-note{font-size:13px;color:var(--muted);margin-top:10px}.content{max-width:800px}.content h1{font-size:clamp(34px,5vw,52px);letter-spacing:-.03em;line-height:1.08}.content h2{margin-top:34px;font-size:28px}.content h3{margin-top:26px}.content p,.content li{font-size:17px}.toc{padding:18px 20px;margin:22px 0}.toc strong{display:block;margin-bottom:6px}.faq{display:grid;gap:10px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px}.faq summary{cursor:pointer;font-weight:800}.faq p{color:var(--muted)}.footer{border-top:1px solid var(--line);background:#fff;margin-top:46px;padding:34px 0}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:24px}.footer h3{font-size:14px;margin:0 0 9px}.footer a{display:block;color:var(--muted);text-decoration:none;margin:6px 0;font-size:14px}.footer p{color:var(--muted);font-size:14px}.footer-cookie-settings{margin-top:14px;border:0;background:transparent;padding:0;color:#065f46;text-decoration:underline;text-underline-offset:3px;font:inherit;font-size:13px;cursor:pointer}.legal{border-top:1px solid var(--line);margin-top:22px;padding-top:18px;color:var(--muted);font-size:13px}.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:50;max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:0 16px 50px rgba(20,33,61,.2);border-radius:18px;padding:18px}.cookie[hidden]{display:none}.cookie h2{font-size:18px;margin:0 0 5px}.cookie p{font-size:14px;color:var(--muted);margin:0}.cookie-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.kpi{display:flex;gap:14px;flex-wrap:wrap;margin-top:18px}.kpi span{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 12px;font-size:13px}.breadcrumbs{font-size:13px;color:var(--muted);padding-top:22px}.breadcrumbs a{color:var(--muted)}.callout{border-left:4px solid var(--accent);background:#edf9f4;padding:14px 16px;border-radius:0 12px 12px 0;margin:18px 0}.muted{color:var(--muted)}.checklist li{margin:7px 0}.status-dot{width:9px;height:9px;background:#2c9b73;border-radius:50%;display:inline-block}.error{color:var(--danger);font-size:13px;margin-top:7px}.empty{padding:18px;background:#f4f6f8;border-radius:12px;color:var(--muted)}
@media (max-width:850px){.hero-grid,.footer-grid{grid-template-columns:1fr}.fields{grid-template-columns:repeat(2,1fr)}.grid3{grid-template-columns:1fr}.nav-links{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;padding:14px 16px;border-bottom:1px solid var(--line)}.nav-links.open{display:grid}.menu-btn{display:block}.hero{padding-top:34px}.result-grid{grid-template-columns:1fr}}
@media (max-width:500px){.fields{grid-template-columns:1fr}.hero h1{font-size:38px}.container{width:min(var(--max),calc(100% - 22px))}.calc{padding:18px}}